Samsung introduces Samsung Pay October 04 2015, 0 Comments

The release of Android Lollipop also saw the announcement of the introduction of Android Pay, which was preceded by Apple Pay. All these are still widely undeveloped for now, although we’re hoping to see more of these systems coming up. Now Samsung have also come up with their own system, Samsung Pay, which is supposed to compete with these other two.

I believe that once this system becomes global, it’s going to revolutionize payment systems, but we have to wait and see just how well people receive the service.

How it works

  1. The app will be preinstalled in every Android Marshmallow device, hopefully, and if the service is supported in your region, you will be able to enter your credit card information. Now, you won’t have to enter all the details manually because the app will allow scanning of your credit card.
  2. Once your card is set up, you won’t have to carry it with you anymore, as long as the checkout point supports the service. This service, Android, Apple and Samsung Pay, use your device’s NFC so you can just tap your device on the checkout point and the purchase is complete.
  3. There will be some kind of rebate in the form of bonus points, which you will earn the more you keep using the service. This is just an added advantage, not the reason to use the service.
  4. The app will allow purchases across all apps, so say you’re making a purchase on eBay, the ‘Pay with Android Pay’ popup will show and you can choose this option. This will make the system even more widely used.


For now, Apple Pay is available in the US and UK and is available in over 250,000 locations including outlets such as McDonald’s and even for public transport. Android Pay is still confined to the US, so it doesn’t have as many registered users but it is available in as many locations as Apple Pay. Samsung Pay is still in beta stage, but it is probably going to target these two major markets, US and UK.


Both Android and Apple Pay only work on newer NFC technology, but Samsung Pay will be able to work with older swipe-based credit card machines. This will perhaps raise the number of users, but then it can only be used on the latest devices so maybe not.

Samsung Pay will only work with Galaxy S6, S6 Edge, S6 Edge+ and the Note 5. This means if you don’t have one of these devices, you will opt for Android Pay which supports all devices with Android KitKat, 4.4, onwards. Apple Pay is also limited, being available on the iPhone 6 and 6 plus, although you can always pair your iPhone 5 with an Apple Watch and use it that way.

Final word

All-in-all, this is fairly new technology, even though we’ve had it for a few months. People are still hesitant and skeptical, but over time we’re all going to start ditching our plastic cards. As for Samsung Pay, they had better make their service more accessible or we all just use Android Pay.